We only run soft credit checks which means applying won’t affect your credit score. But if you decide to draw down funds, the business loan will show up on your credit report.

Yep, some of our customers repay early to save on interest. If you want to make extra repayments or pay off your business loan early, many of our lenders won’t charge you any fees but this depends on the lender. And don’t worry we’ll always be upfront with the terms, so you won’t find any sneaky small print surprises.

Even though we help small businesses access funding, we’re not a bank and we’re not a lender either. We’re an independent broker, custom-built for small businesses. Our goal is to provide straightforward access to finance by connecting you with the right lender, exactly when your business needs it.

It takes 5 minutes to apply and in almost all cases you'll get a decision in 24 hours.

Once you've paid back a third of your original credit limit, applying for a top up is easy. We'll just need updated information about your business.

The interest paid on business loans is typically tax deductible, as it is considered a business expense. However, the principal amount of the loan is not deductible. It's important to keep detailed records of all loan-related expenses for tax purposes.

A business loan can affect personal credit if the loan is personally guaranteed or if the business owner uses personal credit to secure the loan. Late payments or defaults on the loan can negatively impact the individual's credit score.