Founded in Essex, Supporting Local Businesses Nationwide.
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Frequently Asked Questions
We’re dedicated to helping UK businesses thrive. With years of experience and a team of finance specialists, we provide tailored funding solutions and expert guidance every step of the way.
To be eligible, your business typically needs to be registered and operating in the UK, have been trading for at least 6 months, and meet minimum turnover requirements (often around £5,000 per month). Some lenders may also require that you or your business have a good credit history and no recent bankruptcies or County Court Judgments
How much can I borrow?
Loan amounts vary by provider but generally range from £1,000 up to £2,000,000, depending on your business’s financial profile and the specific product you choose.
Many lenders offer a fast approval process, with decisions made within hours and funds often available the same day or within 24–48 hours after approval
Most lenders perform a “soft” credit check during the initial application, which does not affect your credit score. However, if you accept a loan offer, a “hard” credit check may be conducted, which will be visible to other lenders.
You’ll usually need to provide basic business information, recent bank statements, and identification documents. Some lenders may also request financial statements or proof of trading history.
Unsecured business loans do not require collateral; approval is based on your business performance and creditworthiness. Secured loans may require you to pledge assets as security.
Can I repay my loan early?
Yes, you can usually repay a business loan early. Whether or not there are any early repayment charges will depend on the specific terms of your loan agreement and the type of loan you have
Are you regulated by the FCA?
Most established lenders are authorised and regulated by the FCA, ensuring compliance with UK financial standards. We are not a lender.
What can I use the loan for?
Business loans can be used for a variety of purposes, such as working capital, equipment purchases, hiring staff, paying suppliers, or covering tax obligations.
Interest rates can be fixed or variable and are determined by your business’s financial profile and the type of loan. Always review the terms for any additional fees, such as arrangement or early repayment fees.
Is my data secure?
Reputable lenders use advanced security measures and comply with data protection regulations to ensure your information is kept safe and confidential.
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There’s no credit score risk, in checking how much you could get at what rate.
How much would you like to borrow?
Our process legally couldn’t be more simple.
£70,000
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Enter your preferred loan amount by simply checking eligibility.
02078703961
30 Churchill Pl,
London E14 5RE
Contigo Commercial Finance is registered in England and Wales under company number 16378748. We work with an extensive panel of funders in order to give customers a wide choice of financial solutions. We are a credit broker and not a lender. We are remunerated by way of an introductory payment payable by the funder. Contigo Commercial Finance is registered with the Information Commissioner’s Office reference ZB891372.